OVT vs VTI
OVT vs VTI
Overlay Shares Short Term Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | OVT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $61M | $663.5B | |
| Dividend Yield | 8.18% | 1.07% | |
| Holdings | 9 | 3,543 | |
| YTD Return | -0.75% | +14.20% | |
| 1Y Return | +0.10% | +24.16% | |
| 3Y Return (annualized) | +5.04% | +21.12% | |
| 5Y Return (annualized) | +1.67% | +12.37% | |
| Volatility (annualized) | 5.1% | 15.3% | |
| Max Drawdown | -13.6% | -56.6% | |
| Fund Family | Overlay Shares | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 14, 2021 | May 24, 2001 |
OVT vs VTI Performance
Overlay Shares Short Term Bond ETF (OVT) is a ETF from Overlay Shares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OVT returned +0.10% while VTI returned +24.16%. Year to date, OVT is down 0.75% versus a gain of 14.20% for VTI.
Over three years, OVT compounded at +5.04% per year against +21.12% for VTI; over five years the annualized figures are +1.67% and +12.37% respectively. Across the full 6-year window we track, VTI has the edge at +8.14% annualized vs +1.94%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.1% for OVT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.6% for OVT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OVT charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, OVT currently yields 8.18% against 1.07% for VTI.
Holdings Overlap
OVT and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OVT or VTI?
OVT has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, OVT or VTI?
Over the past year OVT returned +0.10% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), OVT annualized +1.94% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, OVT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.1% for OVT. Worst drawdown: OVT -13.6% vs VTI -56.6%.
Should I hold both OVT and VTI?
OVT and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OVT and VTI?
OVT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, OVT or VTI?
OVT yields 8.18% while VTI yields 1.07%, so OVT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.