OEF vs VTI
OEF vs VTI
iShares S&P 100 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | OEF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $19.7B | $663.5B | |
| Dividend Yield | 0.88% | 1.07% | |
| Holdings | 106 | 3,543 | |
| YTD Return | +11.76% | +13.57% | |
| 1Y Return | +23.55% | +24.23% | |
| 3Y Return (annualized) | +23.13% | +20.73% | |
| 5Y Return (annualized) | +14.74% | +12.24% | |
| Volatility (annualized) | 15.3% | 15.3% | |
| Max Drawdown | -57.3% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 23, 2000 | May 24, 2001 |
OEF vs VTI Performance
iShares S&P 100 ETF (OEF) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OEF returned +23.55% while VTI returned +24.23%. Year to date, OEF is up 11.76% versus a gain of 13.57% for VTI.
Over three years, OEF compounded at +23.13% per year against +20.73% for VTI; over five years the annualized figures are +14.74% and +12.24% respectively. Across the full 25-year window we track, VTI has the edge at +8.12% annualized vs +6.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.3% for OEF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.3% for OEF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
OEF charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, OEF currently yields 0.88% against 1.07% for VTI.
Holdings Overlap
OEF and VTI share 101 holdings out of 2785 unique holdings combined, representing a 61.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in OEF | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 10.14% | 6.32% | 3.82% |
| AAPL | 9.83% | 5.84% | 3.99% |
| MSFT | 6.15% | 3.81% | 2.34% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings OEF shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, OEF or VTI?
OEF has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, OEF or VTI?
Over the past year OEF returned +23.55% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), OEF annualized +6.92% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, OEF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.3% for OEF. Worst drawdown: OEF -57.3% vs VTI -56.6%.
Should I hold both OEF and VTI?
OEF and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between OEF and VTI?
OEF and VTI share 101 common holdings with a 61.5% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, OEF or VTI?
OEF yields 0.88% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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