OCIO vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricOCIOVTIWinner
Expense Ratio0.65%0.03%
AUM$166M$663.5B
Dividend Yield9.65%1.07%
Holdings423,543
YTD Return+9.10%+13.92%
1Y Return+17.29%+24.07%
3Y Return (annualized)+12.94%+20.88%
5Y Return (annualized)+7.15%+12.47%
Volatility (annualized)10.1%15.3%
Max Drawdown-24.2%-56.6%
Fund FamilyClearShares ETFsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionJun 26, 2017May 24, 2001

OCIO vs VTI Performance

Clearshares Ocio Etf (OCIO) is a ETF from ClearShares ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OCIO returned +17.29% while VTI returned +24.07%. Year to date, OCIO is up 9.10% versus a gain of 13.92% for VTI.

Over three years, OCIO compounded at +12.94% per year against +20.88% for VTI; over five years the annualized figures are +7.15% and +12.47% respectively. Across the full 9-year window we track, VTI has the edge at +8.13% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.1% for OCIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.2% for OCIO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

OCIO charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, OCIO currently yields 9.65% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

OCIO and VTI share 0 holdings out of 2819 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OCIO or VTI?

OCIO has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, OCIO or VTI?

Over the past year OCIO returned +17.29% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), OCIO annualized +7.02% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, OCIO or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 10.1% for OCIO. Worst drawdown: OCIO -24.2% vs VTI -56.6%.

Should I hold both OCIO and VTI?

OCIO and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between OCIO and VTI?

OCIO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2819 unique securities.

Which pays a higher dividend, OCIO or VTI?

OCIO yields 9.65% while VTI yields 1.07%, so OCIO currently pays the higher dividend yield.

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