OACP vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricOACPVOOWinner
Expense Ratio0.67%0.03%
AUM$268M$979.0B
Dividend Yield4.69%1.09%
Holdings255509
YTD Return-0.70%+9.95%
1Y Return+2.76%+19.58%
3Y Return (annualized)+4.37%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)6.5%14.2%
Max Drawdown-11.8%-34.3%
Fund FamilyOneAscent InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 30, 2022Sep 7, 2010

OACP vs VOO Performance

OneAscent Core Plus Bond ETF (OACP) is a ETF from OneAscent Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year OACP returned +2.76% while VOO returned +19.58%. Year to date, OACP is down 0.70% versus a gain of 9.95% for VOO.

Over three years, OACP compounded at +4.37% per year against +19.43% for VOO. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +1.47%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 6.5% for OACP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.8% for OACP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OACP charges 0.67% per year while VOO charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, OACP currently yields 4.69% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

OACP and VOO share 0 holdings out of 634 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OACP or VOO?

OACP has an expense ratio of 0.67% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, OACP or VOO?

Over the past year OACP returned +2.76% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), OACP annualized +1.47% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, OACP or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 6.5% for OACP. Worst drawdown: OACP -11.8% vs VOO -34.3%.

Should I hold both OACP and VOO?

OACP and VOO have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OACP and VOO?

OACP and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 634 unique securities.

Which pays a higher dividend, OACP or VOO?

OACP yields 4.69% while VOO yields 1.09%, so OACP currently pays the higher dividend yield.

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