NTSX vs SCHD
WisdomTree US Efficient Core Fund vs Schwab US Dividend Equity ETF
Which is better, NTSX or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NTSX | SCHD |
|---|---|---|
| Expense Ratio | 0.22% | 0.06%Best |
| AUM | $1.3B | $124.4B |
| Dividend Yield | 1.07% | 2.96% |
| Holdings | 1,418 | 102 |
| YTD Return | +7.09% | +33.46%Best |
| 1Y Return | +8.42% | +37.35%Best |
| 3Y Return (annualized) | +18.03% | +19.54%Best |
| 5Y Return (annualized) | +7.09% | +10.35%Best |
| Volatility (annualized) | 16.1%Best | 16.8% |
| Max Drawdown | -31.3%Best | -33.4% |
| $10,000 over 5 years | $14,085 | $16,363Best |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Aug 2, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 2, 2018 to Nov 13, 2026 (8.3 years).
NTSX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.3 years both funds cover.
NTSX vs SCHD Performance
WisdomTree US Efficient Core Fund (NTSX) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NTSX returned +8.42% while SCHD returned +37.35%. Year to date, NTSX is up 7.09% versus a gain of 33.46% for SCHD.
Over three years, NTSX compounded at +18.03% per year against +19.54% for SCHD; over five years the annualized figures are +7.09% and +10.35% respectively. Across the full 8-year window we track, SCHD has the edge at +12.12% annualized vs +11.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 16.1% for NTSX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for NTSX and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NTSX charges 0.22% per year while SCHD charges 0.06%. On a $10,000 position that is $22 vs $6 annually, a gap of $16 per year that compounds over a long holding period. On income, NTSX currently yields 1.07% against 2.96% for SCHD.
You are not choosing between two funds in isolation.
Whichever of NTSX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NTSX or SCHD?
NTSX has an expense ratio of 0.22% while SCHD charges 0.06%. SCHD is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, NTSX or SCHD?
Over the past year NTSX returned +8.42% vs +37.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), NTSX annualized +11.55% vs +12.12% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NTSX or SCHD?
SCHD has been the more volatile fund at 16.8% annualized versus 16.1% for NTSX. Worst drawdown: NTSX -31.3% vs SCHD -33.4%.
Should I hold both NTSX and SCHD?
NTSX and SCHD have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NTSX or SCHD?
NTSX yields 1.07% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NTSX?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.