NSCI vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricNSCISCHDWinner
Expense Ratio0.38%0.06%
AUM$195M$103.7B
Dividend Yield3.03%3.31%
Holdings165104
YTD Return+2.32%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-1.1%-33.4%
Fund FamilyNuveenCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionSep 23, 2025Oct 20, 2011

NSCI vs SCHD Performance

Nuveen Securitized Income ETF (NSCI) is a ETF from Nuveen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, NSCI is up 2.32% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.1% for NSCI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NSCI charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, NSCI currently yields 3.03% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

NSCI and SCHD share 0 holdings out of 129 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NSCI or SCHD?

NSCI has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

What is the holdings overlap between NSCI and SCHD?

NSCI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 129 unique securities.

Which pays a higher dividend, NSCI or SCHD?

NSCI yields 3.03% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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