NSCI vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricNSCISPYWinner
Expense Ratio0.38%0.09%
AUM$195M$789.1B
Dividend Yield3.03%1.01%
Holdings165505
YTD Return+2.32%+13.28%
1Y Return-+23.94%
3Y Return (annualized)-+21.07%
5Y Return (annualized)-+13.27%
Volatility (annualized)-15.3%
Max Drawdown-1.1%-56.5%
Fund FamilyNuveenState Street Investment Management
CategoryFixed IncomeEquity
InceptionSep 23, 2025Jan 22, 1993

NSCI vs SPY Performance

Nuveen Securitized Income ETF (NSCI) is a ETF from Nuveen and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, NSCI is up 2.32% versus a gain of 13.28% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.1% for NSCI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NSCI charges 0.38% per year while SPY charges 0.09%. On a $10,000 position that is $38 vs $9 annually, a gap of $29 per year that compounds over a long holding period. On income, NSCI currently yields 3.03% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

NSCI and SPY share 1 holdings out of 531 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NSCIWeight in SPYDifference
STT0.29%0.08%0.21%

Frequently Asked Questions

Which is cheaper, NSCI or SPY?

NSCI has an expense ratio of 0.38% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

What is the holdings overlap between NSCI and SPY?

NSCI and SPY share 1 common holdings with a 0.1% weight overlap. Combined, they hold 531 unique securities.

Which pays a higher dividend, NSCI or SPY?

NSCI yields 3.03% while SPY yields 1.01%, so NSCI currently pays the higher dividend yield.

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