NBSD vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. NBSD offers more diversification with 410 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: NBSD

Side-by-Side Comparison

MetricNBSDSCHDWinner
Expense Ratio0.35%0.06%
AUM$1.2B$103.7B
Dividend Yield4.79%3.31%
Holdings880104
YTD Return+1.51%+24.08%
1Y Return+3.81%+31.88%
3Y Return (annualized)-+14.92%
5Y Return (annualized)-+9.85%
Volatility (annualized)2.1%13.6%
Max Drawdown-2.6%-33.4%
Fund FamilyNeuberger BermanCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJun 24, 2024Oct 20, 2011

NBSD vs SCHD Performance

Neuberger Berman Short Duration Income ETF (NBSD) is a ETF from Neuberger Berman and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NBSD returned +3.81% while SCHD returned +31.88%. Year to date, NBSD is up 1.51% versus a gain of 24.08% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 2.1% for NBSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.6% for NBSD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

NBSD charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, NBSD currently yields 4.79% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

NBSD and SCHD share 1 holdings out of 509 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NBSDWeight in SCHDDifference
GVMXX5.36%0.04%5.32%

Frequently Asked Questions

Which is cheaper, NBSD or SCHD?

NBSD has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, NBSD or SCHD?

Over the past year NBSD returned +3.81% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NBSD annualized +5.53% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, NBSD or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 2.1% for NBSD. Worst drawdown: NBSD -2.6% vs SCHD -33.4%.

Should I hold both NBSD and SCHD?

NBSD and SCHD have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NBSD and SCHD?

NBSD and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 509 unique securities.

Which pays a higher dividend, NBSD or SCHD?

NBSD yields 4.79% while SCHD yields 3.31%, so NBSD currently pays the higher dividend yield.

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