NBCM vs VTI

Quick Verdict

VTI has a lower expense ratio. NBCM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: NBCMMore Diversified: VTI

Side-by-Side Comparison

MetricNBCMVTIWinner
Expense Ratio0.65%0.03%
AUM$455M$663.5B
Dividend Yield7.25%1.07%
Holdings2083,543
YTD Return+26.29%+10.14%
1Y Return+38.83%+19.82%
3Y Return (annualized)+14.55%+18.94%
5Y Return (annualized)-+11.79%
Volatility (annualized)13.4%15.4%
Max Drawdown-14.8%-56.6%
Fund FamilyNeuberger BermanVanguard (US)
CategoryCommodityEquity
InceptionOct 24, 2022May 24, 2001

NBCM vs VTI Performance

Neuberger Berman Commodity Strategy ETF (NBCM) is a ETF from Neuberger Berman and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NBCM returned +38.83% while VTI returned +19.82%. Year to date, NBCM is up 26.29% versus a gain of 10.14% for VTI.

Over three years, NBCM compounded at +14.55% per year against +18.94% for VTI. Across the full 4-year window we track, NBCM has the edge at +12.50% annualized vs +7.99%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.4% for NBCM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.8% for NBCM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.05. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

NBCM charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, NBCM currently yields 7.25% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

NBCM and VTI share 0 holdings out of 2870 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NBCM or VTI?

NBCM has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, NBCM or VTI?

Over the past year NBCM returned +38.83% vs +19.82% for VTI, so NBCM leads on 1-year performance. Over the longest common window we track (4 years), NBCM annualized +12.50% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, NBCM or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 13.4% for NBCM. Worst drawdown: NBCM -14.8% vs VTI -56.6%.

Should I hold both NBCM and VTI?

NBCM and VTI have a monthly-return correlation of 0.05, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NBCM and VTI?

NBCM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2870 unique securities.

Which pays a higher dividend, NBCM or VTI?

NBCM yields 7.25% while VTI yields 1.07%, so NBCM currently pays the higher dividend yield.

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