MIDE vs SCHD
MIDE vs SCHD
Xtrackers S&P MidCap 400 Scored & Screened ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. MIDE offers more diversification with 270 holdings.
Side-by-Side Comparison
| Metric | MIDE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.06% | |
| AUM | $3M | $103.7B | |
| Dividend Yield | 1.25% | 3.31% | |
| Holdings | 282 | 104 | |
| YTD Return | +15.67% | +23.53% | |
| 1Y Return | +26.77% | +30.95% | |
| 3Y Return (annualized) | +14.04% | +14.72% | |
| 5Y Return (annualized) | +8.83% | +9.56% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -24.6% | -33.4% | |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 23, 2021 | Oct 20, 2011 |
MIDE vs SCHD Performance
Xtrackers S&P MidCap 400 Scored & Screened ETF (MIDE) is a ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MIDE returned +26.77% while SCHD returned +30.95%. Year to date, MIDE is up 15.67% versus a gain of 23.53% for SCHD.
Over three years, MIDE compounded at +14.04% per year against +14.72% for SCHD; over five years the annualized figures are +8.83% and +9.56% respectively. Across the full 5-year window we track, SCHD has the edge at +11.35% annualized vs +9.35%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MIDE has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.6% for MIDE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MIDE charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, MIDE currently yields 1.25% against 3.31% for SCHD.
Holdings Overlap
MIDE and SCHD share 12 holdings out of 358 unique holdings combined, representing a 2.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MIDE | Weight in SCHD | Difference |
|---|---|---|---|
| EWBC | 0.73% | 0.47% | 0.26% |
| DINO | 0.56% | 0.36% | 0.20% |
| FNF | 0.53% | 0.33% | 0.20% |
| WSO | Pro | Pro | Pro |
| COLB | Pro | Pro | Pro |
| BAH | Pro | Pro | Pro |
| M | Pro | Pro | Pro |
| MSM | Pro | Pro | Pro |
| MUR | Pro | Pro | Pro |
| OZK | Pro | Pro | Pro |
See all 10 holdings MIDE shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MIDE or SCHD?
MIDE has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, MIDE or SCHD?
Over the past year MIDE returned +26.77% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), MIDE annualized +9.35% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, MIDE or SCHD?
MIDE has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: MIDE -24.6% vs SCHD -33.4%.
Should I hold both MIDE and SCHD?
MIDE and SCHD have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MIDE and SCHD?
MIDE and SCHD share 12 common holdings with a 2.7% weight overlap. Combined, they hold 358 unique securities.
Which pays a higher dividend, MIDE or SCHD?
MIDE yields 1.25% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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