MGV vs SCHD

Quick Verdict

MGV has a lower expense ratio. SCHD delivered stronger 1-year returns. MGV offers more diversification with 123 holdings.

Lower Fees: MGVHigher Returns: SCHDMore Diversified: MGV

Side-by-Side Comparison

MetricMGVSCHDWinner
Expense Ratio0.05%0.06%
AUM$13.2B$103.7B
Dividend Yield2.26%3.31%
Holdings123104
YTD Return+17.73%+23.53%
1Y Return+29.89%+30.95%
3Y Return (annualized)+18.51%+14.72%
5Y Return (annualized)+12.97%+9.56%
Volatility (annualized)15.3%13.6%
Max Drawdown-57.5%-33.4%
Fund FamilyVanguard (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionDec 17, 2007Oct 20, 2011

MGV vs SCHD Performance

Vanguard Mega Cap Value ETF (MGV) is a ETF from Vanguard (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MGV returned +29.89% while SCHD returned +30.95%. Year to date, MGV is up 17.73% versus a gain of 23.53% for SCHD.

Over three years, MGV compounded at +18.51% per year against +14.72% for SCHD; over five years the annualized figures are +12.97% and +9.56% respectively. Across the full 15-year window we track, SCHD has the edge at +11.35% annualized vs +7.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MGV has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.5% for MGV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MGV charges 0.05% per year while SCHD charges 0.06%. On a $10,000 position that is $5 vs $6 annually, a gap of $1 per year that compounds over a long holding period. On income, MGV currently yields 2.26% against 3.31% for SCHD.

Holdings Overlap

19.4%overlap

MGV and SCHD share 22 holdings out of 201 unique holdings combined, representing a 19.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MGVWeight in SCHDDifference
UNH1.78%4.54%2.76%
HD1.66%4.16%2.50%
MRK1.50%4.32%2.82%
PGProProPro
CVXProProPro
KOProProPro
ABTProProPro
AMGNProProPro
TXNProProPro
PEPProProPro
See all 10 holdings MGV shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, MGV or SCHD?

MGV has an expense ratio of 0.05% while SCHD charges 0.06%. MGV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, MGV or SCHD?

Over the past year MGV returned +29.89% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), MGV annualized +7.33% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, MGV or SCHD?

MGV has been the more volatile fund at 15.3% annualized versus 13.6% for SCHD. Worst drawdown: MGV -57.5% vs SCHD -33.4%.

Should I hold both MGV and SCHD?

MGV and SCHD have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between MGV and SCHD?

MGV and SCHD share 22 common holdings with a 19.4% weight overlap. Combined, they hold 201 unique securities.

Which pays a higher dividend, MGV or SCHD?

MGV yields 2.26% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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