LDP vs VTI
LDP vs VTI
Cohen & Steers Limited Duration Preferred and Income Fund Inc. vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | LDP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.55% | 0.03% | |
| AUM | $2,693.25 | $663.5B | |
| Dividend Yield | 7.03% | 1.07% | |
| Holdings | 286 | 3,543 | |
| YTD Return | +1.00% | +14.20% | |
| 1Y Return | +3.63% | +24.16% | |
| 3Y Return (annualized) | +12.60% | +21.12% | |
| 5Y Return (annualized) | +2.52% | +12.37% | |
| Volatility (annualized) | 13.7% | 15.3% | |
| Max Drawdown | -50.2% | -56.6% | |
| Fund Family | Cohen & Steers Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Jul 27, 2012 | May 24, 2001 |
LDP vs VTI Performance
Cohen & Steers Limited Duration Preferred and Income Fund Inc. (LDP) is a ETF from Cohen & Steers Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LDP returned +3.63% while VTI returned +24.16%. Year to date, LDP is up 1.00% versus a gain of 14.20% for VTI.
Over three years, LDP compounded at +12.60% per year against +21.12% for VTI; over five years the annualized figures are +2.52% and +12.37% respectively. Across the full 14-year window we track, VTI has the edge at +8.14% annualized vs +1.72%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for LDP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.2% for LDP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LDP charges 1.55% per year while VTI charges 0.03%. On a $10,000 position that is $155 vs $3 annually, a gap of $152 per year that compounds over a long holding period. On income, LDP currently yields 7.03% against 1.07% for VTI.
Holdings Overlap
LDP and VTI share 5 holdings out of 2933 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in LDP | Weight in VTI | Difference |
|---|---|---|---|
| FHN | 1.72% | 0.02% | 1.70% |
| MTB | 0.76% | 0.05% | 0.71% |
| FITB | 0.73% | 0.07% | 0.66% |
| NEE | Pro | Pro | Pro |
| C | Pro | Pro | Pro |
See all 5 holdings LDP shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, LDP or VTI?
LDP has an expense ratio of 1.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $152 per year of difference.
Which performed better, LDP or VTI?
Over the past year LDP returned +3.63% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), LDP annualized +1.72% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, LDP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.7% for LDP. Worst drawdown: LDP -50.2% vs VTI -56.6%.
Should I hold both LDP and VTI?
LDP and VTI have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LDP and VTI?
LDP and VTI share 5 common holdings with a 0.7% weight overlap. Combined, they hold 2933 unique securities.
Which pays a higher dividend, LDP or VTI?
LDP yields 7.03% while VTI yields 1.07%, so LDP currently pays the higher dividend yield.
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