KLMN vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. KLMN offers more diversification with 270 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: KLMN

Side-by-Side Comparison

MetricKLMNSCHDWinner
Expense Ratio0.09%0.06%
AUM$2.3B$103.7B
Dividend Yield1.20%3.31%
Holdings281104
YTD Return+10.30%+22.69%
1Y Return+20.25%+30.94%
3Y Return (annualized)-+14.20%
5Y Return (annualized)-+9.59%
Volatility (annualized)13.3%13.7%
Max Drawdown-19.2%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionDec 11, 2024Oct 20, 2011

KLMN vs SCHD Performance

Invesco MSCI North America Climate ETF (KLMN) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KLMN returned +20.25% while SCHD returned +30.94%. Year to date, KLMN is up 10.30% versus a gain of 22.69% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.3% for KLMN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for KLMN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KLMN charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, KLMN currently yields 1.20% against 3.31% for SCHD.

Holdings Overlap

8.3%overlap

KLMN and SCHD share 29 holdings out of 341 unique holdings combined, representing a 8.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KLMNWeight in SCHDDifference
UNH0.59%4.54%3.95%
MRK0.53%4.32%3.79%
ABT0.30%4.49%4.19%
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See all 10 holdings KLMN shares with SCHD
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Frequently Asked Questions

Which is cheaper, KLMN or SCHD?

KLMN has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, KLMN or SCHD?

Over the past year KLMN returned +20.25% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), KLMN annualized +15.05% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, KLMN or SCHD?

SCHD has been the more volatile fund at 13.7% annualized versus 13.3% for KLMN. Worst drawdown: KLMN -19.2% vs SCHD -33.4%.

Should I hold both KLMN and SCHD?

KLMN and SCHD have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KLMN and SCHD?

KLMN and SCHD share 29 common holdings with a 8.3% weight overlap. Combined, they hold 341 unique securities.

Which pays a higher dividend, KLMN or SCHD?

KLMN yields 1.20% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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