JVAL vs VTI

Quick Verdict

VTI has a lower expense ratio. JVAL delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: JVALMore Diversified: VTI

Side-by-Side Comparison

MetricJVALVTIWinner
Expense Ratio0.12%0.03%
AUM$834M$663.5B
Dividend Yield2.08%1.07%
Holdings3903,543
YTD Return+21.75%+13.92%
1Y Return+36.17%+24.07%
3Y Return (annualized)+20.10%+20.88%
5Y Return (annualized)+13.07%+12.47%
Volatility (annualized)18.3%15.3%
Max Drawdown-40.4%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionNov 8, 2017May 24, 2001

JVAL vs VTI Performance

JPMorgan US Value Factor ETF (JVAL) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JVAL returned +36.17% while VTI returned +24.07%. Year to date, JVAL is up 21.75% versus a gain of 13.92% for VTI.

Over three years, JVAL compounded at +20.10% per year against +20.88% for VTI; over five years the annualized figures are +13.07% and +12.47% respectively. Across the full 9-year window we track, JVAL has the edge at +12.12% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JVAL has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.4% for JVAL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JVAL charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, JVAL currently yields 2.08% against 1.07% for VTI.

Holdings Overlap

32.4%overlap

JVAL and VTI share 305 holdings out of 2855 unique holdings combined, representing a 32.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JVALWeight in VTIDifference
NVDA1.67%6.32%4.65%
AAPL1.92%5.84%3.92%
MSFT1.57%3.81%2.24%
GOOGLProProPro
MUProProPro
AVGOProProPro
METAProProPro
JNJProProPro
INTCProProPro
LRCXProProPro
See all 10 holdings JVAL shares with VTI
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Frequently Asked Questions

Which is cheaper, JVAL or VTI?

JVAL has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, JVAL or VTI?

Over the past year JVAL returned +36.17% vs +24.07% for VTI, so JVAL leads on 1-year performance. Over the longest common window we track (9 years), JVAL annualized +12.12% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, JVAL or VTI?

JVAL has been the more volatile fund at 18.3% annualized versus 15.3% for VTI. Worst drawdown: JVAL -40.4% vs VTI -56.6%.

Should I hold both JVAL and VTI?

JVAL and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between JVAL and VTI?

JVAL and VTI share 305 common holdings with a 32.4% weight overlap. Combined, they hold 2855 unique securities.

Which pays a higher dividend, JVAL or VTI?

JVAL yields 2.08% while VTI yields 1.07%, so JVAL currently pays the higher dividend yield.

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