JSI vs VTI
JSI vs VTI
Janus Henderson Securitized Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JSI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $1.5B | $663.5B | |
| Dividend Yield | 6.26% | 1.07% | |
| Holdings | 547 | 3,543 | |
| YTD Return | +1.08% | +11.83% | |
| 1Y Return | +2.83% | +21.79% | |
| 3Y Return (annualized) | - | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 2.6% | 15.3% | |
| Max Drawdown | -2.3% | -56.6% | |
| Fund Family | Janus Henderson Investors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 8, 2023 | May 24, 2001 |
JSI vs VTI Performance
Janus Henderson Securitized Income ETF (JSI) is a ETF from Janus Henderson Investors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JSI returned +2.83% while VTI returned +21.79%. Year to date, JSI is up 1.08% versus a gain of 11.83% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.6% for JSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.3% for JSI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JSI charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, JSI currently yields 6.26% against 1.07% for VTI.
Holdings Overlap
JSI and VTI share 0 holdings out of 2941 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JSI or VTI?
JSI has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, JSI or VTI?
Over the past year JSI returned +2.83% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), JSI annualized +6.80% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, JSI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.6% for JSI. Worst drawdown: JSI -2.3% vs VTI -56.6%.
Should I hold both JSI and VTI?
JSI and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JSI and VTI?
JSI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2941 unique securities.
Which pays a higher dividend, JSI or VTI?
JSI yields 6.26% while VTI yields 1.07%, so JSI currently pays the higher dividend yield.
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