JPME vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricJPMEVTIWinner
Expense Ratio0.24%0.03%
AUM$470M$663.5B
Dividend Yield2.01%1.07%
Holdings3573,543
YTD Return+17.01%+13.57%
1Y Return+24.05%+24.23%
3Y Return (annualized)+14.49%+20.73%
5Y Return (annualized)+9.44%+12.24%
Volatility (annualized)16.5%15.3%
Max Drawdown-41.0%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionMay 11, 2016May 24, 2001

JPME vs VTI Performance

JPMorgan Diversified Return US Mid Cap Equity ETF (JPME) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JPME returned +24.05% while VTI returned +24.23%. Year to date, JPME is up 17.01% versus a gain of 13.57% for VTI.

Over three years, JPME compounded at +14.49% per year against +20.73% for VTI; over five years the annualized figures are +9.44% and +12.24% respectively. Across the full 10-year window we track, JPME has the edge at +10.76% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JPME has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.0% for JPME and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JPME charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, JPME currently yields 2.01% against 1.07% for VTI.

Holdings Overlap

7.7%overlap

JPME and VTI share 265 holdings out of 2867 unique holdings combined, representing a 7.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JPMEWeight in VTIDifference
WDC0.70%0.30%0.40%
CIEN0.70%0.10%0.60%
GLW0.50%0.27%0.23%
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Frequently Asked Questions

Which is cheaper, JPME or VTI?

JPME has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, JPME or VTI?

Over the past year JPME returned +24.05% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), JPME annualized +10.76% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, JPME or VTI?

JPME has been the more volatile fund at 16.5% annualized versus 15.3% for VTI. Worst drawdown: JPME -41.0% vs VTI -56.6%.

Should I hold both JPME and VTI?

JPME and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between JPME and VTI?

JPME and VTI share 265 common holdings with a 7.7% weight overlap. Combined, they hold 2867 unique securities.

Which pays a higher dividend, JPME or VTI?

JPME yields 2.01% while VTI yields 1.07%, so JPME currently pays the higher dividend yield.

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