JOJO vs VTI
JOJO vs VTI
ATAC Credit Rotation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JOJO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.24% | 0.03% | |
| AUM | $5M | $663.5B | |
| Dividend Yield | 4.65% | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | -0.63% | +14.20% | |
| 1Y Return | +2.08% | +24.16% | |
| 3Y Return (annualized) | +5.56% | +21.12% | |
| 5Y Return (annualized) | -1.12% | +12.37% | |
| Volatility (annualized) | 11.0% | 15.3% | |
| Max Drawdown | -28.3% | -56.6% | |
| Fund Family | ATAC Tactical Fund Family | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 15, 2021 | May 24, 2001 |
JOJO vs VTI Performance
ATAC Credit Rotation ETF (JOJO) is a ETF from ATAC Tactical Fund Family and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JOJO returned +2.08% while VTI returned +24.16%. Year to date, JOJO is down 0.63% versus a gain of 14.20% for VTI.
Over three years, JOJO compounded at +5.56% per year against +21.12% for VTI; over five years the annualized figures are -1.12% and +12.37% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs -1.21%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.0% for JOJO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.3% for JOJO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JOJO charges 1.24% per year while VTI charges 0.03%. On a $10,000 position that is $124 vs $3 annually, a gap of $121 per year that compounds over a long holding period. On income, JOJO currently yields 4.65% against 1.07% for VTI.
Holdings Overlap
JOJO and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JOJO or VTI?
JOJO has an expense ratio of 1.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $121 per year of difference.
Which performed better, JOJO or VTI?
Over the past year JOJO returned +2.08% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), JOJO annualized -1.21% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, JOJO or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.0% for JOJO. Worst drawdown: JOJO -28.3% vs VTI -56.6%.
Should I hold both JOJO and VTI?
JOJO and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JOJO and VTI?
JOJO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, JOJO or VTI?
JOJO yields 4.65% while VTI yields 1.07%, so JOJO currently pays the higher dividend yield.
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