John Hancock Multifactor Mid Cap ETF (JHMM) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JHMM returned +23.28% while SCHD returned +30.95%. Year to date, JHMM is up 14.51% versus a gain of 23.53% for SCHD.

Over three years, JHMM compounded at +15.46% per year against +14.72% for SCHD; over five years the annualized figures are +8.58% and +9.56% respectively. Across the full 11-year window we track, JHMM has the edge at +11.64% annualized vs +11.35%. Past performance does not guarantee future results.

JHMM has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.7% for JHMM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

JHMM charges 0.41% per year while SCHD charges 0.06%. On a $10,000 position that is $41 vs $6 annually, a gap of $35 per year that compounds over a long holding period. On income, JHMM currently yields 0.88% against 3.31% for SCHD.