JHCB vs VTI
JHCB vs VTI
John Hancock Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JHCB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $109M | $663.5B | |
| Dividend Yield | 4.95% | 1.07% | |
| Holdings | 179 | 3,543 | |
| YTD Return | -0.51% | +13.39% | |
| 1Y Return | +1.76% | +23.21% | |
| 3Y Return (annualized) | +5.45% | +20.65% | |
| 5Y Return (annualized) | +0.07% | +12.18% | |
| Volatility (annualized) | 7.9% | 15.3% | |
| Max Drawdown | -22.6% | -56.6% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 30, 2021 | May 24, 2001 |
JHCB vs VTI Performance
John Hancock Corporate Bond ETF (JHCB) is a ETF from John Hancock Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHCB returned +1.76% while VTI returned +23.21%. Year to date, JHCB is down 0.51% versus a gain of 13.39% for VTI.
Over three years, JHCB compounded at +5.45% per year against +20.65% for VTI; over five years the annualized figures are +0.07% and +12.18% respectively. Across the full 5-year window we track, VTI has the edge at +8.11% annualized vs +0.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.9% for JHCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for JHCB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JHCB charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, JHCB currently yields 4.95% against 1.07% for VTI.
Holdings Overlap
JHCB and VTI share 1 holdings out of 2944 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JHCB | Weight in VTI | Difference |
|---|---|---|---|
| ORCL | 0.11% | 0.35% | 0.24% |
Frequently Asked Questions
Which is cheaper, JHCB or VTI?
JHCB has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, JHCB or VTI?
Over the past year JHCB returned +1.76% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), JHCB annualized +0.84% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, JHCB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.9% for JHCB. Worst drawdown: JHCB -22.6% vs VTI -56.6%.
Should I hold both JHCB and VTI?
JHCB and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHCB and VTI?
JHCB and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 2944 unique securities.
Which pays a higher dividend, JHCB or VTI?
JHCB yields 4.95% while VTI yields 1.07%, so JHCB currently pays the higher dividend yield.
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