JBND vs SCHD
JBND vs SCHD
JPMorgan Active Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JBND offers more diversification with 435 holdings.
Side-by-Side Comparison
| Metric | JBND | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $8.5B | $103.7B | |
| Dividend Yield | 4.00% | 3.31% | |
| Holdings | 1,579 | 104 | |
| YTD Return | -0.07% | +23.31% | |
| 1Y Return | +2.47% | +30.42% | |
| 3Y Return (annualized) | - | +14.66% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 5.3% | 13.6% | |
| Max Drawdown | -4.5% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 11, 2023 | Oct 20, 2011 |
JBND vs SCHD Performance
JPMorgan Active Bond ETF (JBND) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JBND returned +2.47% while SCHD returned +30.42%. Year to date, JBND is down 0.07% versus a gain of 23.31% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.3% for JBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.5% for JBND and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JBND charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, JBND currently yields 4.00% against 3.31% for SCHD.
Holdings Overlap
JBND and SCHD share 0 holdings out of 535 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JBND or SCHD?
JBND has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, JBND or SCHD?
Over the past year JBND returned +2.47% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), JBND annualized +6.71% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, JBND or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.3% for JBND. Worst drawdown: JBND -4.5% vs SCHD -33.4%.
Should I hold both JBND and SCHD?
JBND and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JBND and SCHD?
JBND and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 535 unique securities.
Which pays a higher dividend, JBND or SCHD?
JBND yields 4.00% while SCHD yields 3.31%, so JBND currently pays the higher dividend yield.
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