JBND vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricJBNDSPYWinner
Expense Ratio0.25%0.09%
AUM$8.5B$789.1B
Dividend Yield4.00%1.01%
Holdings1,579505
YTD Return-0.33%+9.93%
1Y Return+3.21%+19.50%
3Y Return (annualized)-+19.33%
5Y Return (annualized)-+12.82%
Volatility (annualized)5.4%15.3%
Max Drawdown-4.5%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionOct 11, 2023Jan 22, 1993

JBND vs SPY Performance

JPMorgan Active Bond ETF (JBND) is a ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year JBND returned +3.21% while SPY returned +19.50%. Year to date, JBND is down 0.33% versus a gain of 9.93% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.4% for JBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for JBND and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JBND charges 0.25% per year while SPY charges 0.09%. On a $10,000 position that is $25 vs $9 annually, a gap of $16 per year that compounds over a long holding period. On income, JBND currently yields 4.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

JBND and SPY share 2 holdings out of 936 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JBNDWeight in SPYDifference
CAH0.03%0.09%0.06%
PKG0.01%0.03%0.02%

Frequently Asked Questions

Which is cheaper, JBND or SPY?

JBND has an expense ratio of 0.25% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, JBND or SPY?

Over the past year JBND returned +3.21% vs +19.50% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (3 years), JBND annualized +6.64% vs +8.74% for SPY. Past performance does not guarantee future results.

Which is riskier, JBND or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 5.4% for JBND. Worst drawdown: JBND -4.5% vs SPY -56.5%.

Should I hold both JBND and SPY?

JBND and SPY have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JBND and SPY?

JBND and SPY share 2 common holdings with a 0.0% weight overlap. Combined, they hold 936 unique securities.

Which pays a higher dividend, JBND or SPY?

JBND yields 4.00% while SPY yields 1.01%, so JBND currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →