IWD vs VTI

Quick Verdict

VTI has a lower expense ratio. IWD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: IWDMore Diversified: VTI

Side-by-Side Comparison

MetricIWDVTIWinner
Expense Ratio0.18%0.03%
AUM$81.3B$663.5B
Dividend Yield1.44%1.07%
Holdings8743,543
YTD Return+21.78%+13.92%
1Y Return+33.89%+24.07%
3Y Return (annualized)+18.87%+20.88%
5Y Return (annualized)+12.14%+12.47%
Volatility (annualized)15.1%15.3%
Max Drawdown-61.9%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 22, 2000May 24, 2001

IWD vs VTI Performance

iShares Russell 1000 Value ETF (IWD) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWD returned +33.89% while VTI returned +24.07%. Year to date, IWD is up 21.78% versus a gain of 13.92% for VTI.

Over three years, IWD compounded at +18.87% per year against +20.88% for VTI; over five years the annualized figures are +12.14% and +12.47% respectively. Across the full 25-year window we track, VTI has the edge at +8.13% annualized vs +6.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for IWD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.9% for IWD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWD charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IWD currently yields 1.44% against 1.07% for VTI.

Holdings Overlap

52.0%overlap

IWD and VTI share 620 holdings out of 2916 unique holdings combined, representing a 52.0% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IWDWeight in VTIDifference
AAPL5.69%5.84%0.15%
AMZN5.96%3.17%2.79%
MSFT3.95%3.81%0.14%
JPMProProPro
JNJProProPro
METAProProPro
XOMProProPro
INTCProProPro
WMTProProPro
CSCOProProPro
See all 10 holdings IWD shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IWD or VTI?

IWD has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, IWD or VTI?

Over the past year IWD returned +33.89% vs +24.07% for VTI, so IWD leads on 1-year performance. Over the longest common window we track (25 years), IWD annualized +6.44% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, IWD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 15.1% for IWD. Worst drawdown: IWD -61.9% vs VTI -56.6%.

Should I hold both IWD and VTI?

IWD and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IWD and VTI?

IWD and VTI share 620 common holdings with a 52.0% weight overlap. Combined, they hold 2916 unique securities.

Which pays a higher dividend, IWD or VTI?

IWD yields 1.44% while VTI yields 1.07%, so IWD currently pays the higher dividend yield.

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