IVV vs SCHH
IVV vs SCHH
iShares Core S&P 500 ETF vs Schwab US REIT ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SCHH | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.07% | |
| AUM | $865.2B | $11.7B | |
| Dividend Yield | 1.09% | 2.79% | |
| Holdings | 508 | 121 | |
| YTD Return | +11.54% | +17.62% | |
| 1Y Return | +21.48% | +18.89% | |
| 3Y Return (annualized) | +20.86% | +11.26% | |
| 5Y Return (annualized) | +13.02% | +3.28% | |
| Volatility (annualized) | 15.1% | 17.2% | |
| Max Drawdown | -56.5% | -44.2% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jan 13, 2011 |
IVV vs SCHH Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Schwab US REIT ETF (SCHH) is a ETF from Charles Schwab Asset Management. Over the past year IVV returned +21.48% while SCHH returned +18.89%. Year to date, IVV is up 11.54% versus a gain of 17.62% for SCHH.
Over three years, IVV compounded at +20.86% per year against +11.26% for SCHH; over five years the annualized figures are +13.02% and +3.28% respectively. Across the full 16-year window we track, IVV has the edge at +6.97% annualized vs +5.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHH has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -44.2% for SCHH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SCHH charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.79% for SCHH.
Holdings Overlap
IVV and SCHH share 29 holdings out of 595 unique holdings combined, representing a 1.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SCHH | Difference |
|---|---|---|---|
| WELL | 0.27% | 11.19% | 10.92% |
| PLD | 0.22% | 8.66% | 8.44% |
| SPG | 0.11% | 4.71% | 4.60% |
| DLR | Pro | Pro | Pro |
| EQIX | Pro | Pro | Pro |
| O | Pro | Pro | Pro |
| AMT | Pro | Pro | Pro |
| PSA | Pro | Pro | Pro |
| VTR | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
See all 10 holdings IVV shares with SCHH Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or SCHH?
IVV has an expense ratio of 0.03% while SCHH charges 0.07%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, IVV or SCHH?
Over the past year IVV returned +21.48% vs +18.89% for SCHH, so IVV leads on 1-year performance. Over the longest common window we track (16 years), IVV annualized +6.97% vs +5.33% for SCHH. Past performance does not guarantee future results.
Which is riskier, IVV or SCHH?
SCHH has been the more volatile fund at 17.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SCHH -44.2%.
Should I hold both IVV and SCHH?
IVV and SCHH have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SCHH?
IVV and SCHH share 29 common holdings with a 1.8% weight overlap. Combined, they hold 595 unique securities.
Which pays a higher dividend, IVV or SCHH?
IVV yields 1.09% while SCHH yields 2.79%, so SCHH currently pays the higher dividend yield.
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