SCHH vs VXUS
SCHH vs VXUS
Schwab US REIT ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | SCHH | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.05% | |
| AUM | $11.7B | $156.5B | |
| Dividend Yield | 2.79% | 2.60% | |
| Holdings | 121 | 8,747 | |
| YTD Return | +17.23% | +13.65% | |
| 1Y Return | +18.05% | +28.53% | |
| 3Y Return (annualized) | +10.70% | +18.64% | |
| 5Y Return (annualized) | +3.10% | +9.00% | |
| Volatility (annualized) | 17.2% | 15.1% | |
| Max Drawdown | -44.2% | -39.9% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 13, 2011 | Jan 26, 2011 |
SCHH vs VXUS Performance
Schwab US REIT ETF (SCHH) is a ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SCHH returned +18.05% while VXUS returned +28.53%. Year to date, SCHH is up 17.23% versus a gain of 13.65% for VXUS.
Over three years, SCHH compounded at +10.70% per year against +18.64% for VXUS; over five years the annualized figures are +3.10% and +9.00% respectively. Across the full 16-year window we track, SCHH has the edge at +5.31% annualized vs +4.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHH has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.2% for SCHH and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHH charges 0.07% per year while VXUS charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHH currently yields 2.79% against 2.60% for VXUS.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHH or VXUS?
SCHH has an expense ratio of 0.07% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, SCHH or VXUS?
Over the past year SCHH returned +18.05% vs +28.53% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SCHH annualized +5.31% vs +4.81% for VXUS. Past performance does not guarantee future results.
Which is riskier, SCHH or VXUS?
SCHH has been the more volatile fund at 17.2% annualized versus 15.1% for VXUS. Worst drawdown: SCHH -44.2% vs VXUS -39.9%.
Should I hold both SCHH and VXUS?
SCHH and VXUS have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHH and VXUS?
SCHH and VXUS share 2 common holdings with a 0.1% weight overlap. Combined, they hold 7977 unique securities.
Which pays a higher dividend, SCHH or VXUS?
SCHH yields 2.79% while VXUS yields 2.60%, so SCHH currently pays the higher dividend yield.
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