IVV vs PSET
IVV vs PSET
iShares Core S&P 500 ETF vs Principal Quality ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | PSET | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.15% | |
| AUM | $865.2B | $28M | |
| Dividend Yield | 1.09% | 0.63% | |
| Holdings | 508 | 73 | |
| YTD Return | +13.80% | +7.34% | |
| 1Y Return | +23.70% | +10.43% | |
| 3Y Return (annualized) | +21.49% | +13.38% | |
| 5Y Return (annualized) | +13.43% | +8.92% | |
| Volatility (annualized) | 15.1% | 15.1% | |
| Max Drawdown | -56.5% | -34.8% | |
| Fund Family | iShares by BlackRock (US) | Principal Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Mar 21, 2016 |
IVV vs PSET Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Principal Quality ETF (PSET) is a ETF from Principal Funds. Over the past year IVV returned +23.70% while PSET returned +10.43%. Year to date, IVV is up 13.80% versus a gain of 7.34% for PSET.
Over three years, IVV compounded at +21.49% per year against +13.38% for PSET; over five years the annualized figures are +13.43% and +8.92% respectively. Across the full 10-year window we track, PSET has the edge at +12.60% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSET has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -34.8% for PSET. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while PSET charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.63% for PSET.
Holdings Overlap
IVV and PSET share 69 holdings out of 509 unique holdings combined, representing a 32.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in PSET | Difference |
|---|---|---|---|
| NVDA | 7.76% | 6.19% | 1.57% |
| AAPL | 7.44% | 6.28% | 1.16% |
| MSFT | 4.57% | 3.38% | 1.19% |
| AMZN | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| V | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| PANW | Pro | Pro | Pro |
See all 10 holdings IVV shares with PSET Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or PSET?
IVV has an expense ratio of 0.03% while PSET charges 0.15%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, IVV or PSET?
Over the past year IVV returned +23.70% vs +10.43% for PSET, so IVV leads on 1-year performance. Over the longest common window we track (10 years), IVV annualized +7.05% vs +12.60% for PSET. Past performance does not guarantee future results.
Which is riskier, IVV or PSET?
PSET has been the more volatile fund at 15.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PSET -34.8%.
Should I hold both IVV and PSET?
IVV and PSET have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and PSET?
IVV and PSET share 69 common holdings with a 32.0% weight overlap. Combined, they hold 509 unique securities.
Which pays a higher dividend, IVV or PSET?
IVV yields 1.09% while PSET yields 0.63%, so IVV currently pays the higher dividend yield.
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