PSET vs VYM
PSET vs VYM
Principal Quality ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | PSET | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.04% | |
| AUM | $28M | $79.0B | |
| Dividend Yield | 0.63% | 2.86% | |
| Holdings | 73 | 568 | |
| YTD Return | +7.34% | +15.80% | |
| 1Y Return | +10.43% | +26.12% | |
| 3Y Return (annualized) | +13.38% | +18.25% | |
| 5Y Return (annualized) | +8.92% | +12.51% | |
| Volatility (annualized) | 15.1% | 14.6% | |
| Max Drawdown | -34.8% | -58.8% | |
| Fund Family | Principal Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2016 | Nov 10, 2006 |
PSET vs VYM Performance
Principal Quality ETF (PSET) is a ETF from Principal Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year PSET returned +10.43% while VYM returned +26.12%. Year to date, PSET is up 7.34% versus a gain of 15.80% for VYM.
Over three years, PSET compounded at +13.38% per year against +18.25% for VYM; over five years the annualized figures are +8.92% and +12.51% respectively. Across the full 10-year window we track, PSET has the edge at +12.60% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSET has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.8% for PSET and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSET charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, PSET currently yields 0.63% against 2.86% for VYM.
Holdings Overlap
PSET and VYM share 13 holdings out of 618 unique holdings combined, representing a 4.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PSET | Weight in VYM | Difference |
|---|---|---|---|
| AVGO | 1.30% | 6.47% | 5.17% |
| ETN | 1.39% | 0.65% | 0.74% |
| NTAP | 1.84% | 0.08% | 1.76% |
| CMI | Pro | Pro | Pro |
| SLB:CW | Pro | Pro | Pro |
| NTRS | Pro | Pro | Pro |
| CMCSA | Pro | Pro | Pro |
| FDX | Pro | Pro | Pro |
| GRMN | Pro | Pro | Pro |
| PPG | Pro | Pro | Pro |
See all 10 holdings PSET shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, PSET or VYM?
PSET has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, PSET or VYM?
Over the past year PSET returned +10.43% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (10 years), PSET annualized +12.60% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, PSET or VYM?
PSET has been the more volatile fund at 15.1% annualized versus 14.6% for VYM. Worst drawdown: PSET -34.8% vs VYM -58.8%.
Should I hold both PSET and VYM?
PSET and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSET and VYM?
PSET and VYM share 13 common holdings with a 4.3% weight overlap. Combined, they hold 618 unique securities.
Which pays a higher dividend, PSET or VYM?
PSET yields 0.63% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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