IVV vs NULC

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVNULCWinner
Expense Ratio0.03%0.21%
AUM$865.2B$70M
Dividend Yield1.09%0.91%
Holdings508138
YTD Return+13.52%+16.62%
1Y Return+23.63%+22.88%
3Y Return (annualized)+21.26%+19.79%
5Y Return (annualized)+13.52%+10.92%
Volatility (annualized)15.1%16.9%
Max Drawdown-56.5%-34.9%
Fund FamilyiShares by BlackRock (US)Nuveen
CategoryEquityEquity
InceptionMay 15, 2000Jun 3, 2019

IVV vs NULC Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Nuveen ESG Large-Cap ETF (NULC) is a ETF from Nuveen. Over the past year IVV returned +23.63% while NULC returned +22.88%. Year to date, IVV is up 13.52% versus a gain of 16.62% for NULC.

Over three years, IVV compounded at +21.26% per year against +19.79% for NULC; over five years the annualized figures are +13.52% and +10.92% respectively. Across the full 7-year window we track, NULC has the edge at +15.64% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

NULC has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -34.9% for NULC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while NULC charges 0.21%. On a $10,000 position that is $3 vs $21 annually, a gap of $18 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.91% for NULC.

Holdings Overlap

38.0%overlap

IVV and NULC share 121 holdings out of 521 unique holdings combined, representing a 38.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in NULCDifference
NVDA7.76%8.01%0.25%
MSFT4.57%3.07%1.50%
AVGO2.83%3.76%0.93%
METAProProPro
AMDProProPro
VProProPro
CSCOProProPro
MAProProPro
COSTProProPro
KOProProPro
See all 10 holdings IVV shares with NULC
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, IVV or NULC?

IVV has an expense ratio of 0.03% while NULC charges 0.21%. IVV is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, IVV or NULC?

Over the past year IVV returned +23.63% vs +22.88% for NULC, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +7.04% vs +15.64% for NULC. Past performance does not guarantee future results.

Which is riskier, IVV or NULC?

NULC has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs NULC -34.9%.

Should I hold both IVV and NULC?

IVV and NULC have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and NULC?

IVV and NULC share 121 common holdings with a 38.0% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, IVV or NULC?

IVV yields 1.09% while NULC yields 0.91%, so IVV currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →