IVV vs MOAT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMOATWinner
Expense Ratio0.03%0.46%
AUM$865.2B$11.7B
Dividend Yield1.09%1.35%
Holdings50859
YTD Return+13.13%+6.87%
1Y Return+22.90%+15.34%
3Y Return (annualized)+21.08%+11.53%
5Y Return (annualized)+13.27%+8.79%
Volatility (annualized)15.1%154573.1%
Max Drawdown-56.5%-96.0%
Fund FamilyiShares by BlackRock (US)VanEck
CategoryEquityEquity
InceptionMay 15, 2000Apr 24, 2012

IVV vs MOAT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and VanEck Morningstar Wide Moat ETF (MOAT) is a ETF from VanEck. Over the past year IVV returned +22.90% while MOAT returned +15.34%. Year to date, IVV is up 13.13% versus a gain of 6.87% for MOAT.

Over three years, IVV compounded at +21.08% per year against +11.53% for MOAT; over five years the annualized figures are +13.27% and +8.79% respectively. Across the full 19-year window we track, MOAT has the edge at +52.32% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MOAT has been the more volatile fund, with annualized monthly volatility of 154573.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -96.0% for MOAT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MOAT charges 0.46%. On a $10,000 position that is $3 vs $46 annually, a gap of $43 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.35% for MOAT.

Holdings Overlap

14.8%overlap

IVV and MOAT share 48 holdings out of 512 unique holdings combined, representing a 14.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in MOATDifference
NVDA7.76%2.56%5.20%
MSFT4.57%2.25%2.32%
AVGO2.83%2.52%0.31%
AMZNProProPro
METAProProPro
SCHWProProPro
PANWProProPro
MASProProPro
BMYProProPro
KVUEProProPro
See all 10 holdings IVV shares with MOAT
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or MOAT?

IVV has an expense ratio of 0.03% while MOAT charges 0.46%. IVV is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

Which performed better, IVV or MOAT?

Over the past year IVV returned +22.90% vs +15.34% for MOAT, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +7.02% vs +52.32% for MOAT. Past performance does not guarantee future results.

Which is riskier, IVV or MOAT?

MOAT has been the more volatile fund at 154573.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MOAT -96.0%.

Should I hold both IVV and MOAT?

IVV and MOAT have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and MOAT?

IVV and MOAT share 48 common holdings with a 14.8% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, IVV or MOAT?

IVV yields 1.09% while MOAT yields 1.35%, so MOAT currently pays the higher dividend yield.

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