IVV vs LQDI
IVV vs LQDI
iShares Core S&P 500 ETF vs iShares Inflation Hedged Corporate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | LQDI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.18% | |
| AUM | $865.2B | $69M | |
| Dividend Yield | 1.09% | 4.60% | |
| Holdings | 508 | 128 | |
| YTD Return | +13.80% | -2.20% | |
| 1Y Return | +23.70% | -0.91% | |
| 3Y Return (annualized) | +21.49% | +3.97% | |
| 5Y Return (annualized) | +13.43% | +0.42% | |
| Volatility (annualized) | 15.1% | 9.1% | |
| Max Drawdown | -56.5% | -29.0% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | May 8, 2018 |
IVV vs LQDI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Inflation Hedged Corporate Bond ETF (LQDI) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +23.70% while LQDI returned -0.91%. Year to date, IVV is up 13.80% versus a loss of 2.20% for LQDI.
Over three years, IVV compounded at +21.49% per year against +3.97% for LQDI; over five years the annualized figures are +13.43% and +0.42% respectively. Across the full 8-year window we track, IVV has the edge at +7.05% annualized vs +3.70%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.1% for LQDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -29.0% for LQDI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while LQDI charges 0.18%. On a $10,000 position that is $3 vs $18 annually, a gap of $15 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.60% for LQDI.
Holdings Overlap
IVV and LQDI share 1 holdings out of 506 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in LQDI | Difference |
|---|---|---|---|
| XTSLA | 0.15% | 1.11% | 0.96% |
Frequently Asked Questions
Which is cheaper, IVV or LQDI?
IVV has an expense ratio of 0.03% while LQDI charges 0.18%. IVV is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, IVV or LQDI?
Over the past year IVV returned +23.70% vs -0.91% for LQDI, so IVV leads on 1-year performance. Over the longest common window we track (8 years), IVV annualized +7.05% vs +3.70% for LQDI. Past performance does not guarantee future results.
Which is riskier, IVV or LQDI?
IVV has been the more volatile fund at 15.1% annualized versus 9.1% for LQDI. Worst drawdown: IVV -56.5% vs LQDI -29.0%.
Should I hold both IVV and LQDI?
IVV and LQDI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LQDI?
IVV and LQDI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or LQDI?
IVV yields 1.09% while LQDI yields 4.60%, so LQDI currently pays the higher dividend yield.
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