IUS vs VTI
IUS vs VTI
Invesco RAFI Strategic US ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IUS delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IUS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $912M | $663.5B | |
| Dividend Yield | 1.29% | 1.07% | |
| Holdings | 546 | 3,543 | |
| YTD Return | +20.28% | +11.83% | |
| 1Y Return | +34.81% | +21.79% | |
| 3Y Return (annualized) | +20.95% | +20.40% | |
| 5Y Return (annualized) | +14.71% | +11.96% | |
| Volatility (annualized) | 16.7% | 15.3% | |
| Max Drawdown | -35.2% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 12, 2018 | May 24, 2001 |
IUS vs VTI Performance
Invesco RAFI Strategic US ETF (IUS) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IUS returned +34.81% while VTI returned +21.79%. Year to date, IUS is up 20.28% versus a gain of 11.83% for VTI.
Over three years, IUS compounded at +20.95% per year against +20.40% for VTI; over five years the annualized figures are +14.71% and +11.96% respectively. Across the full 8-year window we track, IUS has the edge at +15.09% annualized vs +8.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IUS has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.2% for IUS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IUS charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, IUS currently yields 1.29% against 1.07% for VTI.
Holdings Overlap
IUS and VTI share 442 holdings out of 2842 unique holdings combined, representing a 54.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in IUS | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 3.75% | 5.84% | 2.09% |
| NVDA | 1.97% | 6.32% | 4.35% |
| MSFT | 3.06% | 3.81% | 0.75% |
| GOOGL | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| UNH | Pro | Pro | Pro |
See all 10 holdings IUS shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IUS or VTI?
IUS has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, IUS or VTI?
Over the past year IUS returned +34.81% vs +21.79% for VTI, so IUS leads on 1-year performance. Over the longest common window we track (8 years), IUS annualized +15.09% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, IUS or VTI?
IUS has been the more volatile fund at 16.7% annualized versus 15.3% for VTI. Worst drawdown: IUS -35.2% vs VTI -56.6%.
Should I hold both IUS and VTI?
IUS and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IUS and VTI?
IUS and VTI share 442 common holdings with a 54.2% weight overlap. Combined, they hold 2842 unique securities.
Which pays a higher dividend, IUS or VTI?
IUS yields 1.29% while VTI yields 1.07%, so IUS currently pays the higher dividend yield.
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