ISPY vs VTI
ISPY vs VTI
ProShares S&P 500 High Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ISPY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.03% | |
| AUM | $1.2B | $663.5B | |
| Dividend Yield | 4.45% | 1.07% | |
| Holdings | 512 | 3,543 | |
| YTD Return | +6.54% | +13.92% | |
| 1Y Return | +15.10% | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 15.5% | 15.3% | |
| Max Drawdown | -18.4% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 18, 2023 | May 24, 2001 |
ISPY vs VTI Performance
ProShares S&P 500 High Income ETF (ISPY) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ISPY returned +15.10% while VTI returned +24.07%. Year to date, ISPY is up 6.54% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
ISPY has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for ISPY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ISPY charges 0.56% per year while VTI charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, ISPY currently yields 4.45% against 1.07% for VTI.
Holdings Overlap
ISPY and VTI share 454 holdings out of 2833 unique holdings combined, representing a 80.6% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in ISPY | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.18% | 6.32% | 0.14% |
| AAPL | 5.99% | 5.84% | 0.15% |
| MSFT | 3.75% | 3.81% | 0.06% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings ISPY shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ISPY or VTI?
ISPY has an expense ratio of 0.56% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, ISPY or VTI?
Over the past year ISPY returned +15.10% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), ISPY annualized +8.06% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, ISPY or VTI?
ISPY has been the more volatile fund at 15.5% annualized versus 15.3% for VTI. Worst drawdown: ISPY -18.4% vs VTI -56.6%.
Should I hold both ISPY and VTI?
ISPY and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ISPY and VTI?
ISPY and VTI share 454 common holdings with a 80.6% weight overlap. Combined, they hold 2833 unique securities.
Which pays a higher dividend, ISPY or VTI?
ISPY yields 4.45% while VTI yields 1.07%, so ISPY currently pays the higher dividend yield.
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