IQSU vs VTI
IQSU vs VTI
NYLI Candriam US Large Cap Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IQSU delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IQSU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.03% | |
| AUM | $323M | $663.5B | |
| Dividend Yield | 0.97% | 1.07% | |
| Holdings | 268 | 3,543 | |
| YTD Return | +15.74% | +14.20% | |
| 1Y Return | +27.67% | +24.16% | |
| 3Y Return (annualized) | +18.57% | +21.12% | |
| 5Y Return (annualized) | +11.80% | +12.37% | |
| Volatility (annualized) | 17.9% | 15.3% | |
| Max Drawdown | -31.3% | -56.6% | |
| Fund Family | INDEXIQ ETF TRUST | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2019 | May 24, 2001 |
IQSU vs VTI Performance
NYLI Candriam US Large Cap Equity ETF (IQSU) is a ETF from INDEXIQ ETF TRUST and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IQSU returned +27.67% while VTI returned +24.16%. Year to date, IQSU is up 15.74% versus a gain of 14.20% for VTI.
Over three years, IQSU compounded at +18.57% per year against +21.12% for VTI; over five years the annualized figures are +11.80% and +12.37% respectively. Across the full 7-year window we track, IQSU has the edge at +15.96% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQSU has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for IQSU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IQSU charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, IQSU currently yields 0.97% against 1.07% for VTI.
Holdings Overlap
IQSU and VTI share 245 holdings out of 2801 unique holdings combined, representing a 50.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IQSU | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 9.96% | 5.84% | 4.12% |
| GOOGL | 6.59% | 2.88% | 3.71% |
| AMZN | 5.79% | 3.17% | 2.62% |
| MSFT | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| V | Pro | Pro | Pro |
| INTC | Pro | Pro | Pro |
See all 10 holdings IQSU shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IQSU or VTI?
IQSU has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, IQSU or VTI?
Over the past year IQSU returned +27.67% vs +24.16% for VTI, so IQSU leads on 1-year performance. Over the longest common window we track (7 years), IQSU annualized +15.96% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, IQSU or VTI?
IQSU has been the more volatile fund at 17.9% annualized versus 15.3% for VTI. Worst drawdown: IQSU -31.3% vs VTI -56.6%.
Should I hold both IQSU and VTI?
IQSU and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IQSU and VTI?
IQSU and VTI share 245 common holdings with a 50.0% weight overlap. Combined, they hold 2801 unique securities.
Which pays a higher dividend, IQSU or VTI?
IQSU yields 0.97% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.