IQQQ vs VTI
IQQQ vs VTI
Proshares Nasdaq-100 High Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IQQQ delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IQQQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $391M | $663.5B | |
| Dividend Yield | 4.47% | 1.07% | |
| Holdings | 108 | 3,543 | |
| YTD Return | +14.40% | +13.57% | |
| 1Y Return | +25.74% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 16.9% | 15.3% | |
| Max Drawdown | -21.5% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 18, 2024 | May 24, 2001 |
IQQQ vs VTI Performance
Proshares Nasdaq-100 High Income ETF (IQQQ) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IQQQ returned +25.74% while VTI returned +24.23%. Year to date, IQQQ is up 14.40% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
IQQQ has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for IQQQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IQQQ charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, IQQQ currently yields 4.47% against 1.07% for VTI.
Holdings Overlap
IQQQ and VTI share 90 holdings out of 2797 unique holdings combined, representing a 47.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IQQQ | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.31% | 6.32% | 0.01% |
| AAPL | 6.12% | 5.84% | 0.28% |
| MSFT | 3.83% | 3.81% | 0.02% |
| AMZN | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings IQQQ shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IQQQ or VTI?
IQQQ has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, IQQQ or VTI?
Over the past year IQQQ returned +25.74% vs +24.23% for VTI, so IQQQ leads on 1-year performance. Over the longest common window we track (2 years), IQQQ annualized +18.41% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, IQQQ or VTI?
IQQQ has been the more volatile fund at 16.9% annualized versus 15.3% for VTI. Worst drawdown: IQQQ -21.5% vs VTI -56.6%.
Should I hold both IQQQ and VTI?
IQQQ and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IQQQ and VTI?
IQQQ and VTI share 90 common holdings with a 47.6% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, IQQQ or VTI?
IQQQ yields 4.47% while VTI yields 1.07%, so IQQQ currently pays the higher dividend yield.
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