IMTM vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIMTMSPYWinner
Expense Ratio0.30%0.09%
AUM$4.1B$789.1B
Dividend Yield4.36%1.01%
Holdings326505
YTD Return+8.64%+11.49%
1Y Return+20.49%+21.37%
3Y Return (annualized)+20.67%+20.76%
5Y Return (annualized)+9.58%+12.94%
Volatility (annualized)13.8%15.3%
Max Drawdown-30.7%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJan 13, 2015Jan 22, 1993

IMTM vs SPY Performance

iShares MSCI Intl Momentum Factor ETF (IMTM) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IMTM returned +20.49% while SPY returned +21.37%. Year to date, IMTM is up 8.64% versus a gain of 11.49% for SPY.

Over three years, IMTM compounded at +20.67% per year against +20.76% for SPY; over five years the annualized figures are +9.58% and +12.94% respectively. Across the full 12-year window we track, SPY has the edge at +8.78% annualized vs +7.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for IMTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.7% for IMTM and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IMTM charges 0.30% per year while SPY charges 0.09%. On a $10,000 position that is $30 vs $9 annually, a gap of $21 per year that compounds over a long holding period. On income, IMTM currently yields 4.36% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

IMTM and SPY share 1 holdings out of 799 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IMTMWeight in SPYDifference
ROP1.81%0.06%1.75%

Frequently Asked Questions

Which is cheaper, IMTM or SPY?

IMTM has an expense ratio of 0.30% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, IMTM or SPY?

Over the past year IMTM returned +20.49% vs +21.37% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (12 years), IMTM annualized +7.91% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, IMTM or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 13.8% for IMTM. Worst drawdown: IMTM -30.7% vs SPY -56.5%.

Should I hold both IMTM and SPY?

IMTM and SPY have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IMTM and SPY?

IMTM and SPY share 1 common holdings with a 0.1% weight overlap. Combined, they hold 799 unique securities.

Which pays a higher dividend, IMTM or SPY?

IMTM yields 4.36% while SPY yields 1.01%, so IMTM currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →