IMTB vs SCHD
IMTB vs SCHD
iShares Core 5-10 Year USD Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. IMTB offers more diversification with 1157 holdings.
Side-by-Side Comparison
| Metric | IMTB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $276M | $103.7B | |
| Dividend Yield | 4.50% | 3.31% | |
| Holdings | 3,444 | 104 | |
| YTD Return | -0.28% | +24.08% | |
| 1Y Return | +2.93% | +31.88% | |
| 3Y Return (annualized) | +4.86% | +14.92% | |
| 5Y Return (annualized) | +0.21% | +9.85% | |
| Volatility (annualized) | 5.3% | 13.6% | |
| Max Drawdown | -18.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Nov 1, 2016 | Oct 20, 2011 |
IMTB vs SCHD Performance
iShares Core 5-10 Year USD Bond ETF (IMTB) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IMTB returned +2.93% while SCHD returned +31.88%. Year to date, IMTB is down 0.28% versus a gain of 24.08% for SCHD.
Over three years, IMTB compounded at +4.86% per year against +14.92% for SCHD; over five years the annualized figures are +0.21% and +9.85% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs +0.62%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.3% for IMTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.3% for IMTB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IMTB charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, IMTB currently yields 4.50% against 3.31% for SCHD.
Holdings Overlap
IMTB and SCHD share 0 holdings out of 1257 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IMTB or SCHD?
IMTB has an expense ratio of 0.06% while SCHD charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IMTB or SCHD?
Over the past year IMTB returned +2.93% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IMTB annualized +0.62% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IMTB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.3% for IMTB. Worst drawdown: IMTB -18.3% vs SCHD -33.4%.
Should I hold both IMTB and SCHD?
IMTB and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IMTB and SCHD?
IMTB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1257 unique securities.
Which pays a higher dividend, IMTB or SCHD?
IMTB yields 4.50% while SCHD yields 3.31%, so IMTB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.