IMTB vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. IMTB offers more diversification with 1157 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: IMTB

Side-by-Side Comparison

MetricIMTBVYMWinner
Expense Ratio0.06%0.04%
AUM$276M$79.0B
Dividend Yield4.50%2.86%
Holdings3,444568
YTD Return-0.60%+13.24%
1Y Return+3.62%+23.76%
3Y Return (annualized)+4.70%+16.97%
5Y Return (annualized)+0.15%+12.26%
Volatility (annualized)5.3%14.6%
Max Drawdown-18.3%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 1, 2016Nov 10, 2006

IMTB vs VYM Performance

iShares Core 5-10 Year USD Bond ETF (IMTB) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IMTB returned +3.62% while VYM returned +23.76%. Year to date, IMTB is down 0.60% versus a gain of 13.24% for VYM.

Over three years, IMTB compounded at +4.70% per year against +16.97% for VYM; over five years the annualized figures are +0.15% and +12.26% respectively. Across the full 10-year window we track, VYM has the edge at +6.96% annualized vs +0.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.3% for IMTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for IMTB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IMTB charges 0.06% per year while VYM charges 0.04%. On a $10,000 position that is $6 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, IMTB currently yields 4.50% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

IMTB and VYM share 0 holdings out of 1715 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IMTB or VYM?

IMTB has an expense ratio of 0.06% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, IMTB or VYM?

Over the past year IMTB returned +3.62% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (10 years), IMTB annualized +0.58% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, IMTB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.3% for IMTB. Worst drawdown: IMTB -18.3% vs VYM -58.8%.

Should I hold both IMTB and VYM?

IMTB and VYM have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IMTB and VYM?

IMTB and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1715 unique securities.

Which pays a higher dividend, IMTB or VYM?

IMTB yields 4.50% while VYM yields 2.86%, so IMTB currently pays the higher dividend yield.

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