IGCB vs VTI
IGCB vs VTI
TCW Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IGCB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | 4.73% | 1.07% | |
| Holdings | 391 | 3,543 | |
| YTD Return | -0.75% | +13.57% | |
| 1Y Return | +1.46% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 4.0% | 15.3% | |
| Max Drawdown | -4.2% | -56.6% | |
| Fund Family | TCW ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 29, 2018 | May 24, 2001 |
IGCB vs VTI Performance
TCW Corporate Bond ETF (IGCB) is a ETF from TCW ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IGCB returned +1.46% while VTI returned +24.23%. Year to date, IGCB is down 0.75% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.0% for IGCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for IGCB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IGCB charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, IGCB currently yields 4.73% against 1.07% for VTI.
Holdings Overlap
IGCB and VTI share 1 holdings out of 3100 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IGCB | Weight in VTI | Difference |
|---|---|---|---|
| CNP | 0.22% | 0.04% | 0.18% |
Frequently Asked Questions
Which is cheaper, IGCB or VTI?
IGCB has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IGCB or VTI?
Over the past year IGCB returned +1.46% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), IGCB annualized +4.08% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, IGCB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.0% for IGCB. Worst drawdown: IGCB -4.2% vs VTI -56.6%.
Should I hold both IGCB and VTI?
IGCB and VTI have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGCB and VTI?
IGCB and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3100 unique securities.
Which pays a higher dividend, IGCB or VTI?
IGCB yields 4.73% while VTI yields 1.07%, so IGCB currently pays the higher dividend yield.
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