IAUI vs VYM
IAUI vs VYM
NEOS Gold High Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | IAUI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.78% | 0.04% | |
| AUM | $489M | $79.0B | |
| Dividend Yield | 13.77% | 2.86% | |
| Holdings | 7 | 568 | |
| YTD Return | -9.81% | +15.20% | |
| 1Y Return | +6.49% | +25.56% | |
| 3Y Return (annualized) | - | +17.86% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 20.4% | 14.6% | |
| Max Drawdown | -25.6% | -58.8% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Commodity | Equity | |
| Inception | Jun 5, 2025 | Nov 10, 2006 |
IAUI vs VYM Performance
NEOS Gold High Income ETF (IAUI) is a ETF from NEOS and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IAUI returned +6.49% while VYM returned +25.56%. Year to date, IAUI is down 9.81% versus a gain of 15.20% for VYM.
Risk: Volatility and Drawdowns
IAUI has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for IAUI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IAUI charges 0.78% per year while VYM charges 0.04%. On a $10,000 position that is $78 vs $4 annually, a gap of $74 per year that compounds over a long holding period. On income, IAUI currently yields 13.77% against 2.86% for VYM.
Holdings Overlap
IAUI and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IAUI or VYM?
IAUI has an expense ratio of 0.78% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, IAUI or VYM?
Over the past year IAUI returned +6.49% vs +25.56% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), IAUI annualized +6.75% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, IAUI or VYM?
IAUI has been the more volatile fund at 20.4% annualized versus 14.6% for VYM. Worst drawdown: IAUI -25.6% vs VYM -58.8%.
Should I hold both IAUI and VYM?
IAUI and VYM have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IAUI and VYM?
IAUI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, IAUI or VYM?
IAUI yields 13.77% while VYM yields 2.86%, so IAUI currently pays the higher dividend yield.
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