IAUI vs IVV
IAUI vs IVV
NEOS Gold High Income ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IAUI | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.78% | 0.03% | |
| AUM | $489M | $865.2B | |
| Dividend Yield | 13.77% | 1.09% | |
| Holdings | 7 | 508 | |
| YTD Return | -9.81% | +13.13% | |
| 1Y Return | +6.49% | +22.90% | |
| 3Y Return (annualized) | - | +21.08% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 20.4% | 15.1% | |
| Max Drawdown | -25.6% | -56.5% | |
| Fund Family | NEOS | iShares by BlackRock (US) | |
| Category | Commodity | Equity | |
| Inception | Jun 5, 2025 | May 15, 2000 |
IAUI vs IVV Performance
NEOS Gold High Income ETF (IAUI) is a ETF from NEOS and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IAUI returned +6.49% while IVV returned +22.90%. Year to date, IAUI is down 9.81% versus a gain of 13.13% for IVV.
Risk: Volatility and Drawdowns
IAUI has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for IAUI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IAUI charges 0.78% per year while IVV charges 0.03%. On a $10,000 position that is $78 vs $3 annually, a gap of $75 per year that compounds over a long holding period. On income, IAUI currently yields 13.77% against 1.09% for IVV.
Holdings Overlap
IAUI and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IAUI or IVV?
IAUI has an expense ratio of 0.78% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $75 per year of difference.
Which performed better, IAUI or IVV?
Over the past year IAUI returned +6.49% vs +22.90% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IAUI annualized +6.75% vs +7.02% for IVV. Past performance does not guarantee future results.
Which is riskier, IAUI or IVV?
IAUI has been the more volatile fund at 20.4% annualized versus 15.1% for IVV. Worst drawdown: IAUI -25.6% vs IVV -56.5%.
Should I hold both IAUI and IVV?
IAUI and IVV have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IAUI and IVV?
IAUI and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IAUI or IVV?
IAUI yields 13.77% while IVV yields 1.09%, so IAUI currently pays the higher dividend yield.
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