IAUI vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricIAUIVXUSWinner
Expense Ratio0.78%0.05%
AUM$489M$156.5B
Dividend Yield13.77%2.60%
Holdings78,747
YTD Return-9.81%+13.40%
1Y Return+6.49%+27.42%
3Y Return (annualized)-+18.54%
5Y Return (annualized)-+9.05%
Volatility (annualized)20.4%15.1%
Max Drawdown-25.6%-39.9%
Fund FamilyNEOSVanguard (US)
CategoryCommodityEquity
InceptionJun 5, 2025Jan 26, 2011

IAUI vs VXUS Performance

NEOS Gold High Income ETF (IAUI) is a ETF from NEOS and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IAUI returned +6.49% while VXUS returned +27.42%. Year to date, IAUI is down 9.81% versus a gain of 13.40% for VXUS.

Risk: Volatility and Drawdowns

IAUI has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.6% for IAUI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IAUI charges 0.78% per year while VXUS charges 0.05%. On a $10,000 position that is $78 vs $5 annually, a gap of $73 per year that compounds over a long holding period. On income, IAUI currently yields 13.77% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

IAUI and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IAUI or VXUS?

IAUI has an expense ratio of 0.78% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

Which performed better, IAUI or VXUS?

Over the past year IAUI returned +6.49% vs +27.42% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), IAUI annualized +6.75% vs +4.79% for VXUS. Past performance does not guarantee future results.

Which is riskier, IAUI or VXUS?

IAUI has been the more volatile fund at 20.4% annualized versus 15.1% for VXUS. Worst drawdown: IAUI -25.6% vs VXUS -39.9%.

Should I hold both IAUI and VXUS?

IAUI and VXUS have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IAUI and VXUS?

IAUI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.

Which pays a higher dividend, IAUI or VXUS?

IAUI yields 13.77% while VXUS yields 2.60%, so IAUI currently pays the higher dividend yield.

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