HYXF vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricHYXFVTIWinner
Expense Ratio0.35%0.03%
AUM$194M$663.5B
Dividend Yield6.07%1.07%
Holdings6103,543
YTD Return+1.30%+14.20%
1Y Return+4.28%+24.16%
3Y Return (annualized)+8.18%+21.12%
5Y Return (annualized)+3.53%+12.37%
Volatility (annualized)6.7%15.3%
Max Drawdown-19.1%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJun 14, 2016May 24, 2001

HYXF vs VTI Performance

iShares ESG Advanced High Yield Corporate Bond ETF (HYXF) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HYXF returned +4.28% while VTI returned +24.16%. Year to date, HYXF is up 1.30% versus a gain of 14.20% for VTI.

Over three years, HYXF compounded at +8.18% per year against +21.12% for VTI; over five years the annualized figures are +3.53% and +12.37% respectively. Across the full 10-year window we track, VTI has the edge at +8.14% annualized vs +2.42%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.7% for HYXF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for HYXF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYXF charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, HYXF currently yields 6.07% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

HYXF and VTI share 1 holdings out of 3299 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HYXFWeight in VTIDifference
THC0.33%0.02%0.31%

Frequently Asked Questions

Which is cheaper, HYXF or VTI?

HYXF has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, HYXF or VTI?

Over the past year HYXF returned +4.28% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), HYXF annualized +2.42% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, HYXF or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 6.7% for HYXF. Worst drawdown: HYXF -19.1% vs VTI -56.6%.

Should I hold both HYXF and VTI?

HYXF and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYXF and VTI?

HYXF and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3299 unique securities.

Which pays a higher dividend, HYXF or VTI?

HYXF yields 6.07% while VTI yields 1.07%, so HYXF currently pays the higher dividend yield.

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