HYUP vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. HYUP offers more diversification with 519 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: HYUP

Side-by-Side Comparison

MetricHYUPVOOWinner
Expense Ratio0.20%0.03%
AUM$45M$979.0B
Dividend Yield7.33%1.09%
Holdings672509
YTD Return+1.59%+11.51%
1Y Return+4.69%+21.46%
3Y Return (annualized)+9.27%+20.86%
5Y Return (annualized)+4.20%+13.01%
Volatility (annualized)9.4%14.1%
Max Drawdown-26.5%-34.3%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionJan 11, 2018Sep 7, 2010

HYUP vs VOO Performance

Xtrackers High Beta High Yield Bond ETF (HYUP) is a ETF from Xtrackers ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HYUP returned +4.69% while VOO returned +21.46%. Year to date, HYUP is up 1.59% versus a gain of 11.51% for VOO.

Over three years, HYUP compounded at +9.27% per year against +20.86% for VOO; over five years the annualized figures are +4.20% and +13.01% respectively. Across the full 9-year window we track, VOO has the edge at +13.44% annualized vs +2.32%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 9.4% for HYUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.5% for HYUP and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYUP charges 0.20% per year while VOO charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, HYUP currently yields 7.33% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

HYUP and VOO share 0 holdings out of 1024 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYUP or VOO?

HYUP has an expense ratio of 0.20% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, HYUP or VOO?

Over the past year HYUP returned +4.69% vs +21.46% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), HYUP annualized +2.32% vs +13.44% for VOO. Past performance does not guarantee future results.

Which is riskier, HYUP or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 9.4% for HYUP. Worst drawdown: HYUP -26.5% vs VOO -34.3%.

Should I hold both HYUP and VOO?

HYUP and VOO have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYUP and VOO?

HYUP and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1024 unique securities.

Which pays a higher dividend, HYUP or VOO?

HYUP yields 7.33% while VOO yields 1.09%, so HYUP currently pays the higher dividend yield.

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