HYUP vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. HYUP offers more diversification with 519 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: HYUP

Side-by-Side Comparison

MetricHYUPIVVWinner
Expense Ratio0.20%0.03%
AUM$45M$865.2B
Dividend Yield7.33%1.09%
Holdings672508
YTD Return+2.01%+13.31%
1Y Return+5.04%+24.00%
3Y Return (annualized)+9.32%+21.16%
5Y Return (annualized)+4.30%+13.34%
Volatility (annualized)9.4%15.1%
Max Drawdown-26.5%-56.5%
Fund FamilyXtrackers ETFsiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJan 11, 2018May 15, 2000

HYUP vs IVV Performance

Xtrackers High Beta High Yield Bond ETF (HYUP) is a ETF from Xtrackers ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HYUP returned +5.04% while IVV returned +24.00%. Year to date, HYUP is up 2.01% versus a gain of 13.31% for IVV.

Over three years, HYUP compounded at +9.32% per year against +21.16% for IVV; over five years the annualized figures are +4.30% and +13.34% respectively. Across the full 9-year window we track, IVV has the edge at +7.03% annualized vs +2.36%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.4% for HYUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.5% for HYUP and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYUP charges 0.20% per year while IVV charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, HYUP currently yields 7.33% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

HYUP and IVV share 0 holdings out of 1024 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYUP or IVV?

HYUP has an expense ratio of 0.20% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, HYUP or IVV?

Over the past year HYUP returned +5.04% vs +24.00% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (9 years), HYUP annualized +2.36% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, HYUP or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 9.4% for HYUP. Worst drawdown: HYUP -26.5% vs IVV -56.5%.

Should I hold both HYUP and IVV?

HYUP and IVV have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYUP and IVV?

HYUP and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1024 unique securities.

Which pays a higher dividend, HYUP or IVV?

HYUP yields 7.33% while IVV yields 1.09%, so HYUP currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →