HYUP vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. HYUP offers more diversification with 519 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: HYUP

Side-by-Side Comparison

MetricHYUPQQQWinner
Expense Ratio0.20%0.18%
AUM$45M$455.8B
Dividend Yield7.33%0.41%
Holdings672108
YTD Return+2.15%+18.20%
1Y Return+5.26%+27.63%
3Y Return (annualized)+9.29%+25.54%
5Y Return (annualized)+4.42%+15.12%
Volatility (annualized)9.4%30.6%
Max Drawdown-26.5%-83.0%
Fund FamilyXtrackers ETFsInvesco (US)
CategoryFixed IncomeEquity
InceptionJan 11, 2018Mar 10, 1999

HYUP vs QQQ Performance

Xtrackers High Beta High Yield Bond ETF (HYUP) is a ETF from Xtrackers ETFs and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year HYUP returned +5.26% while QQQ returned +27.63%. Year to date, HYUP is up 2.15% versus a gain of 18.20% for QQQ.

Over three years, HYUP compounded at +9.29% per year against +25.54% for QQQ; over five years the annualized figures are +4.42% and +15.12% respectively. Across the full 9-year window we track, QQQ has the edge at +13.11% annualized vs +2.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 9.4% for HYUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.5% for HYUP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYUP charges 0.20% per year while QQQ charges 0.18%. On a $10,000 position that is $20 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, HYUP currently yields 7.33% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

HYUP and QQQ share 0 holdings out of 622 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYUP or QQQ?

HYUP has an expense ratio of 0.20% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, HYUP or QQQ?

Over the past year HYUP returned +5.26% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), HYUP annualized +2.38% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, HYUP or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 9.4% for HYUP. Worst drawdown: HYUP -26.5% vs QQQ -83.0%.

Should I hold both HYUP and QQQ?

HYUP and QQQ have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYUP and QQQ?

HYUP and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 622 unique securities.

Which pays a higher dividend, HYUP or QQQ?

HYUP yields 7.33% while QQQ yields 0.41%, so HYUP currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →