HYGV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricHYGVVTIWinner
Expense Ratio0.37%0.03%
AUM$1.1B$663.5B
Dividend Yield7.38%1.07%
Holdings9583,543
YTD Return+1.96%+14.20%
1Y Return+5.23%+24.16%
3Y Return (annualized)+7.81%+21.12%
5Y Return (annualized)+3.49%+12.37%
Volatility (annualized)9.1%15.3%
Max Drawdown-25.9%-56.6%
Fund FamilyFlexshares TrustVanguard (US)
CategoryFixed IncomeEquity
InceptionJul 17, 2018May 24, 2001

HYGV vs VTI Performance

FlexShares High Yield Value-Scored Bond Index Fund (HYGV) is a ETF from Flexshares Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HYGV returned +5.23% while VTI returned +24.16%. Year to date, HYGV is up 1.96% versus a gain of 14.20% for VTI.

Over three years, HYGV compounded at +7.81% per year against +21.12% for VTI; over five years the annualized figures are +3.49% and +12.37% respectively. Across the full 8-year window we track, VTI has the edge at +8.14% annualized vs +2.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.1% for HYGV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.9% for HYGV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYGV charges 0.37% per year while VTI charges 0.03%. On a $10,000 position that is $37 vs $3 annually, a gap of $34 per year that compounds over a long holding period. On income, HYGV currently yields 7.38% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

HYGV and VTI share 0 holdings out of 3637 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYGV or VTI?

HYGV has an expense ratio of 0.37% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, HYGV or VTI?

Over the past year HYGV returned +5.23% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), HYGV annualized +2.37% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, HYGV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 9.1% for HYGV. Worst drawdown: HYGV -25.9% vs VTI -56.6%.

Should I hold both HYGV and VTI?

HYGV and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYGV and VTI?

HYGV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3637 unique securities.

Which pays a higher dividend, HYGV or VTI?

HYGV yields 7.38% while VTI yields 1.07%, so HYGV currently pays the higher dividend yield.

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