HYDW vs VTI
HYDW vs VTI
Xtrackers Low Beta High Yield Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | HYDW | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $67M | $663.5B | |
| Dividend Yield | 5.73% | 1.07% | |
| Holdings | 586 | 3,543 | |
| YTD Return | +1.15% | +11.83% | |
| 1Y Return | +4.09% | +21.79% | |
| 3Y Return (annualized) | +6.89% | +20.40% | |
| 5Y Return (annualized) | +3.38% | +11.96% | |
| Volatility (annualized) | 6.6% | 15.3% | |
| Max Drawdown | -18.1% | -56.6% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 11, 2018 | May 24, 2001 |
HYDW vs VTI Performance
Xtrackers Low Beta High Yield Bond ETF (HYDW) is a ETF from Xtrackers ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HYDW returned +4.09% while VTI returned +21.79%. Year to date, HYDW is up 1.15% versus a gain of 11.83% for VTI.
Over three years, HYDW compounded at +6.89% per year against +20.40% for VTI; over five years the annualized figures are +3.38% and +11.96% respectively. Across the full 9-year window we track, VTI has the edge at +8.06% annualized vs +2.34%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.6% for HYDW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for HYDW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYDW charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, HYDW currently yields 5.73% against 1.07% for VTI.
Holdings Overlap
HYDW and VTI share 1 holdings out of 3298 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in HYDW | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.37% | 0.02% | 0.35% |
Frequently Asked Questions
Which is cheaper, HYDW or VTI?
HYDW has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, HYDW or VTI?
Over the past year HYDW returned +4.09% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), HYDW annualized +2.34% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, HYDW or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.6% for HYDW. Worst drawdown: HYDW -18.1% vs VTI -56.6%.
Should I hold both HYDW and VTI?
HYDW and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYDW and VTI?
HYDW and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3298 unique securities.
Which pays a higher dividend, HYDW or VTI?
HYDW yields 5.73% while VTI yields 1.07%, so HYDW currently pays the higher dividend yield.
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