HYBI vs VTI
HYBI vs VTI
NEOS Enhanced Income Credit Select ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | HYBI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $219M | $663.5B | |
| Dividend Yield | 8.33% | 1.07% | |
| Holdings | 10 | 3,543 | |
| YTD Return | +2.41% | +14.20% | |
| 1Y Return | +5.79% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 3.1% | 15.3% | |
| Max Drawdown | -4.0% | -56.6% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 30, 2024 | May 24, 2001 |
HYBI vs VTI Performance
NEOS Enhanced Income Credit Select ETF (HYBI) is a ETF from NEOS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HYBI returned +5.79% while VTI returned +24.16%. Year to date, HYBI is up 2.41% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.1% for HYBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for HYBI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYBI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, HYBI currently yields 8.33% against 1.07% for VTI.
Holdings Overlap
HYBI and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HYBI or VTI?
HYBI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, HYBI or VTI?
Over the past year HYBI returned +5.79% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), HYBI annualized +6.51% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, HYBI or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.1% for HYBI. Worst drawdown: HYBI -4.0% vs VTI -56.6%.
Should I hold both HYBI and VTI?
HYBI and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYBI and VTI?
HYBI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, HYBI or VTI?
HYBI yields 8.33% while VTI yields 1.07%, so HYBI currently pays the higher dividend yield.
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