HQGO vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. HQGO offers more diversification with 162 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: HQGO

Side-by-Side Comparison

MetricHQGOSCHDWinner
Expense Ratio0.34%0.06%
AUM$48M$103.7B
Dividend Yield0.46%3.31%
Holdings164104
YTD Return+13.36%+24.08%
1Y Return+23.34%+31.88%
3Y Return (annualized)-+14.92%
5Y Return (annualized)-+9.85%
Volatility (annualized)13.0%13.6%
Max Drawdown-20.9%-33.4%
Fund FamilyHartford FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 5, 2023Oct 20, 2011

HQGO vs SCHD Performance

Hartford US Quality Growth ETF (HQGO) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HQGO returned +23.34% while SCHD returned +31.88%. Year to date, HQGO is up 13.36% versus a gain of 24.08% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.0% for HQGO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.9% for HQGO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HQGO charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, HQGO currently yields 0.46% against 3.31% for SCHD.

Holdings Overlap

6.0%overlap

HQGO and SCHD share 15 holdings out of 247 unique holdings combined, representing a 6.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HQGOWeight in SCHDDifference
MRK0.56%4.32%3.76%
HD0.39%4.16%3.77%
TXN0.43%3.70%3.27%
PEPProProPro
COPProProPro
QCOMProProPro
BMYProProPro
MOProProPro
2345:TWProProPro
EOGProProPro
See all 10 holdings HQGO shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, HQGO or SCHD?

HQGO has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, HQGO or SCHD?

Over the past year HQGO returned +23.34% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), HQGO annualized +22.88% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, HQGO or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 13.0% for HQGO. Worst drawdown: HQGO -20.9% vs SCHD -33.4%.

Should I hold both HQGO and SCHD?

HQGO and SCHD have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HQGO and SCHD?

HQGO and SCHD share 15 common holdings with a 6.0% weight overlap. Combined, they hold 247 unique securities.

Which pays a higher dividend, HQGO or SCHD?

HQGO yields 0.46% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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