HNDL vs SCHD
HNDL vs SCHD
Strategy Shares Nasdaq 7 HANDL Index ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HNDL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.06% | |
| AUM | $631M | $103.7B | |
| Dividend Yield | 6.84% | 3.31% | |
| Holdings | 26 | 104 | |
| YTD Return | +6.53% | +23.02% | |
| 1Y Return | +10.70% | +30.75% | |
| 3Y Return (annualized) | +11.43% | +14.89% | |
| 5Y Return (annualized) | +4.42% | +9.38% | |
| Volatility (annualized) | 10.9% | 13.6% | |
| Max Drawdown | -23.7% | -33.4% | |
| Fund Family | STRATEGY SHARES | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Jan 17, 2018 | Oct 20, 2011 |
HNDL vs SCHD Performance
Strategy Shares Nasdaq 7 HANDL Index ETF (HNDL) is a ETF from STRATEGY SHARES and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HNDL returned +10.70% while SCHD returned +30.75%. Year to date, HNDL is up 6.53% versus a gain of 23.02% for SCHD.
Over three years, HNDL compounded at +11.43% per year against +14.89% for SCHD; over five years the annualized figures are +4.42% and +9.38% respectively. Across the full 9-year window we track, SCHD has the edge at +11.33% annualized vs +3.35%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.9% for HNDL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.7% for HNDL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HNDL charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, HNDL currently yields 6.84% against 3.31% for SCHD.
Holdings Overlap
HNDL and SCHD share 0 holdings out of 120 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HNDL or SCHD?
HNDL has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, HNDL or SCHD?
Over the past year HNDL returned +10.70% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), HNDL annualized +3.35% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, HNDL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.9% for HNDL. Worst drawdown: HNDL -23.7% vs SCHD -33.4%.
Should I hold both HNDL and SCHD?
HNDL and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HNDL and SCHD?
HNDL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 120 unique securities.
Which pays a higher dividend, HNDL or SCHD?
HNDL yields 6.84% while SCHD yields 3.31%, so HNDL currently pays the higher dividend yield.
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