HFGO vs SCHD
HFGO vs SCHD
Hartford Large Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HFGO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $198M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 48 | 104 | |
| YTD Return | +8.99% | +23.31% | |
| 1Y Return | +16.74% | +30.42% | |
| 3Y Return (annualized) | +24.27% | +14.66% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -44.6% | -33.4% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 9, 2021 | Oct 20, 2011 |
HFGO vs SCHD Performance
Hartford Large Cap Growth ETF (HFGO) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HFGO returned +16.74% while SCHD returned +30.42%. Year to date, HFGO is up 8.99% versus a gain of 23.31% for SCHD.
Over three years, HFGO compounded at +24.27% per year against +14.66% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.34% annualized vs +9.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HFGO has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.6% for HFGO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HFGO charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, HFGO currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
HFGO and SCHD share 0 holdings out of 147 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFGO or SCHD?
HFGO has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, HFGO or SCHD?
Over the past year HFGO returned +16.74% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), HFGO annualized +9.15% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, HFGO or SCHD?
HFGO has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: HFGO -44.6% vs SCHD -33.4%.
Should I hold both HFGO and SCHD?
HFGO and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFGO and SCHD?
HFGO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 147 unique securities.
Which pays a higher dividend, HFGO or SCHD?
HFGO yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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